Super FinTech App Wars: Can Buy Now, Pay Later Win?

Note: I am currently employed by Affirm.  At the time I published this post, I was not an employee of Affirm. My opinions are my own and not that of Affirm or its affiliates.

One of the hilarious commercials this Super Bowl was from a relatively unknown FinTech, Klarna. With this ad, the company help put a spotlight on the Buy Now, Pay Later industry to …